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My husband is paralyzed and permanently disabled. He suffers from seizures and I am his fulltime caregiver because we cannot afford one. Therefore I cannot work. I do occasionly do odd jobs when time allows just to try and pay the bills. We live on food stamps and Social security which is never enough. We have three wonderful kids. We struggle everyday and always have shutoffs for our utilities. Christmas is always very depressing for me and my husband. We want to give them the world and it will never happen. They appreciate every little thing that they do get even if it is just candy and gum that I can get with the food stamps or just socks and underwear. My kids don't ask for much, but I would love to give them a decent holiday. Just to see their faces would be amazing. If anyone can help us in anyway I would appreciate it so much. I can prove everything that I say from doctors' notes to caseworkers for food stamps. Please if you are blessed and can help us out let me know!! Thank you for your time and thoughts. God bless and happy holidays!!!

I am in desperate need of assistance. My husband and I are a blended family however my 4 children are with us full time. My first husband and father of my children died 4 years ago and left us nothing but a mound of debt. My current husband and I worked very hard to overcome the divorces and his death financially. Just as we finally saw the light at the end of the tunnel I was diagnosed with a large tumor wrapped around my spinal cord two years ago. The surgery was a lot more extensive than expected and the damage it had done was permanant. I've had 14 surgereies since then which has left me disabled and unable to work full time. I had a very successful career and we lived quite comfortably. My company that I worked for ended my employment and benefits without notice or permission. I've struggled to keep our heads above water but with my enormous medical expenses and cost of health insurance has just about killed us. My husband has a really good job, don't get me wrong. But the amount of expenses we have incurred are just far too great for him to handle alone. I finally straightened out my disability which is something else my former employer did not handle correctly. It took my 16 months to get is sorted and paid. But by then we were so far behind it's just a struggle. We are 2 and half months behind on our house payment and if I don't get it paid immediately, we are going to loose our home. We did owner financing as we were in the middle of getting our lives back on track financially. So, this means I don't have the time for them to go through the foreclosure process. Basically they can say get out in less than 30 days. If I could get caught up then we can handle the payments going forward now that I am receiving monthly payments from my LTD insurance. It's just getting caught up that's the problem. My children have been through enough heartache and crisis that I don't want them to loose their home. It's the one stable thing we've had since their dad died. We have an amazing support group of friends around them and I can't take that away from them. If you know of any charity organizations to help us get this caught up. Please let me know.

aj

Hi. I am a single mother to three children. My son is 18 and a special needs child. I have two daughters ages 16 and 8. I desperately need help this Christmas. Most of all, my kids need clothes. I appreciate anything anyone can do to help or to direct me to someone who can help.

Thanks so much and I pray you all have a Merry CHRISTmas!

Sheri

My name is Kenneth and I have a family owned furniture company in Morristown, Tenn. We sell furniture to the mobile home industry. I purchased the business from my father 20 years ago and until recently my family and my business have flourished. But we have fallen on hard times. I am currently involved in two lawsuits which have left my business and me in debt.

            The first lawsuit involves a former employee. She embezzled over $100,000 from my business over the period of about a year. She was my office manager and was writing fraudulent checks to herself which were recorded as payments to the IRS for federal and state taxes. This has consequently landed me with a large amount of back payments to the IRS, as well as the stolen money. I am currently suing for this but the court date has been postponed by her and her lawyer numerous times. She was convicted of these charges in criminal court, but I have to sue her in civil court in order to collect the stolen money.

            The second lawsuit involves a former business partner. After the embezzlement, I was forced to sell my business, commercial truck, and inventory to this woman due to my large amount of debt. I went to work for her doing sales after that. To this day, she has failed to pay me for the inventory and the truck. She has also failed to pay me a large sum of commission payments that was owed to me. I am currently suing for this but the court date has not been set. Attorneys have a way of delaying court dates for as long as they want.

            I have two children in college and a child in grade school. My business is currently about to go under. My credit score is extremely low due to the unpaid payments to the IRS and other creditors, so I am unable to take out a loan to help keep my business afloat. Due to lack of funds, my health insurance for myself and my three children has been canceled. As a small business owner to anyone who sympathizes or has been through a similar ordeal, any help would be greatly appreciated. Please contact me at Peblcrk@aol.com. My family and I thank you. 

    I am not really sure about how this works. Someone close to me suggested it. I have a wonderful family. A wonderful husband and three beautiful children. I am a Teachers aide and do not make alot of money. My husband was just laid off from his job a month ago and we are out of money. I cannot work in the summer and do not have an income either. He is currantly looking everywhere for something, anything. We are scared to death. We have mounting bills including numerous medical bills from where one of our three children was sick. Some have gone into collection. We try so hard and give our lives to God and for some reason we just have rotton luck. I have no doubt that we will turn this situation around soon but for now we are just so desperate. My oldest child need asthma medication and we are currantly trying to get state assistence. But until that comes through we cant afford it. I am crying right now because I feel like I am begging. I believe in paying it forward. I know one day I will be in a position to help someone who needs it and I wil pay it forward. Thank you!

I am a 26 year old single mother of 4 children, ages 5, 4, 2 and 1.  I just got out of a very verbally, emotionally, and sometimes physically abusive relationship with their father.  He would not work, which left the financial burden of providing for my family entirely upon me.  I got behind on some bills after I had my youngest child because I couldnt find a job for a few months.  I have never been able to catch up.

Everything came crashing down on me about a month ago.  My rent was behind, my water and electricity got cut off, and my car broke down. What made it the hardest for me was having to deal with the abuse everyday when I came home from work, adding unnecessary stress.  One day I got fed up and took a chance.  I took what I could and left.

My first week in Atlanta and I already got a job.  Good pay, yet not quite enough to provide comfortably for a family of 5, but the best is yet to come.  I have faith in God, and feel very optimistic.  I no longer have to deal with the abuse, and I can start a new chapter.  But of course I have new hurdles to overcome, being that at the moment we really have nothing but the clothes on our backs.  A good friend loaned me their car for a while, the children are in daycare, which I get assistance for,  and I am staying at a womens shelter.  They said we can stay for 30 days, which should be enough time for me to save up a few paychecks and find a place.  Right now Im going to need 1st months rent, deposit, utility deposits, furniture, gas money, clothing, diapers, etc.  I have been riding on fumes because I have no money right now, so the gas tank is empty and I'm making it by solely on faith. God is taking me in a new direction for a reason.  I have inside of me the strength to make the necessary changes to leave my old negative, stress-ridden life behind and begin a new chapter, for the sake of my children.  I am a hardworker but I just need a little help to get over the hump of this transition.  Any help or advice would greatly be appreciated!!!   Thank You!